oldbloke's mutterings

Good commute this morning, partly coz it's Friday I guess.
Caught a green wave for some of it, and I remembered a recent musing.
How about if traffic light poles had a speed figure on them (in green & no red circle, to disambiguate them from speed limit signs) indicating the speed the green wave works at?
Once people knew that, having caught a green, N mph would get them the next, it might get rid of the zoom/brake nutters and smooth everything out nicely.

I tried a "Vodka Kick" last night. Cherry. It wasn't very nice, and only 4%, so not even really worth the effort.
Still, tis CURRY&BEER night tonight!

Which do you think will be best, and what qualifications have you for saying so?

In August, draw my pension and:

1. Take 10k lump, reducing monthly pension a little but paying off mortgage completely and having a small party/holiday/whatever

2. Don't take lump, get 5yr fixed rate deal on mortgage

3. Don't take lump, get 10yr fixed rate deal on mortgage

4. Don't take lump, stay on variable rate and pay it off as fast as possible

For the fixed rate deals, not taking any lump out of my pension fund has to increase my pension by 30 and 28 quid respectively (over not taking any lump) to be better. But exit fees on 1 and maybe 4 could affect that calculation. Back of an envelope suggests it's so close as to be negligible.
[edit] Um, no it isn't, coz the reduction in monthly pension is FOREVER, not just for the life of the mortgage. So option 1 is out, I think.